Looking for the second time? We'll help you get ahead.

Your existing home will open a door to more opportunities

Buying a home is usually easier the second time around -as you know how the process works. Also the equity in your existing home may elevate you to something better. However, the process does bring a whole new set of questions: Which loan is best for you? What if you haven't repaid your first Home Loan? How does your equity help?

We can help you with the answers to all of these questions and, in this section of the website, provide you with the right tools to get ahead.

Build in better Home Loan options with a Wealth Package

Our Wealth Package will provide a vast range of additional benefits on many banking products - such as savings on fees and interest rates, bonus interest on investments and a one-stop place for all your banking needs.

Home and Investment Home Loans

  • No upfront Establishment Fee (saving you up to $600)
  • No monthly Loan Service Fee for the life of Loan (saving you $96 per year)
  • A saving of 0.70% p.a. on new Standard Variable Rate Home Loans and Viridian Line of Credit (for loans of $250,000 and above for a limited time only).
  • A saving of 0.15% p.a. on new or maturing Fixed Rate Home Loans

Other savings and benefits

  • No annual fee on a Commonwealth Bank Gold Credit Card (saving you $114 per year)
  • Unlimited everyday Commonwealth Bank transactions and no
  • Monthly Account or Withdrawal fees on our Streamline transaction account. ^
  • Interest rate discounts and fees waived on Personal Loans
  • Bonus interest on selected Term Deposit accounts
  • Discounts on Building and Contents Insurance

Discover a Wealth of Packages

Things you need to know. ^ Excludes non-Commonwealth Bank ATMs here and overseas, transfer group payments to third parties, International Money Transfers and separate services such as bank cheques, periodic payments and transfers/deposits to other banks.

As this advice has been prepared without considering your objectives, financial or taxation situation, you should, before acting on this advice, consider it's appropriateness to your circumstances and seek independent financial and taxation advice specific to your individual needs. If you have a complaint, the Bank's dispute resolution process can be accessed on 13 2221. Terms and Conditions issued by Commonwealth Bank of Australia for Streamline Account and Term Deposits are available by calling 13 2221, from commbank.com.au or from any branch of the Bank. Qualifying and ongoing criteria applies to Wealth Package and terms and conditions are available on application. Applications for finance are subject to the Bank's normal credit approval. Full terms and conditions will be included in the Bank's loan offer. A Deferred Establishment Fee of $700 may be charged if a home loan is repaid within 4 years. Other fees and charges may be payable. Commonwealth Bank of Australia ABN 48 123 123 124.